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Handing over the keys to a new home

Mortgage Lending

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for approval.
  3. A Valley State Bank Loan Advisor will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Advisors are only a phone call away if you need help. Contact us at 620-805-6700.

Apply Now: Applying online is as easy as 1-2-3. Apply Now

Rate Watch: Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regulars basis. Sign Up

Calculators: Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calulators to help you make your decision. Learn More

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Today's Featured Interest Rates

VSB Premium - 30 Year Fixed
 Rate  APR  Points
 7.250%  7.345%  0.500%
VSB Premium - 20 Year Fixed
 Rate  APR  Points
 7.125%  7.247%  0.500%
VSB Premium - 15 Year Fixed
 Rate  APR  Points
 7.000%  7.070%  0.000%
VSB Premium - 10 Year Fixed
 Rate  APR  Points
 7.000%  7.098%  0.000%

*Annual Percentage Rate

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