Mortgage Lending
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for approval.
- A Valley State Bank Loan Advisor will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Advisors are only a phone call away if you need help. Contact us at 620-805-6700.
Apply Now: Applying online is as easy as 1-2-3. Apply Now
Rate Watch: Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regulars basis. Sign Up
Calculators: Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calulators to help you make your decision. Learn More
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Today's Featured Interest Rates
| Conventional | ||
|---|---|---|
| VSB Premium - 30 Year Fixed | ||
| Rate | APR | Points |
| 7.375% | 7.471% | 0.500% |
| VSB Premium - 20 Year Fixed | ||
| Rate | APR | Points |
| 7.250% | 7.373% | 0.500% |
| VSB Premium - 15 Year Fixed | ||
| Rate | APR | Points |
| 7.125% | 7.196% | 0.000% |
| VSB Premium - 10 Year Fixed | ||
| Rate | APR | Points |
| 7.125% | 7.223% | 0.000% |
*Annual Percentage Rate
